Yes there are options of manual deposit while making your payments.

Login to your verified bitwise account click on the withdrawal button, select the method you wold like to proceeded with and lastly fill in other requirements to have a successful withdrawal

Having good referral history is one of the ways to get you an upgrade Ranking.

This way you get a fixed commission after a user sign up using your referral code, and the commission differs regarding the plans your referral is working on .